31 South:
Redlining Reloaded and Addressed
About the project:
Statistics do not convey what a human experiences in a particular situation, unlike art and stories. Probably, there is not a human being who is going to live their existence without experiencing some trauma.
Not even myself. I have experienced my fair share of trauma. However, most of the time, I have reshaped the story of trauma by retelling it from my perspective. As long as we are alive, we can own our narrative of how a story ends or is told.
"31 South: Redlining Reloaded and Addressed" documents the journey of aspiring to own a home and the hoops I had to jump through to secure a mortgage that would make it possible, including facing discrimination. The loan officer's first question was, "What is your zip code?"
"31 South: Redlining Reloaded and Addressed" also creates the space for others to share their stories of housing insecurity, discrimination in accessing mortgages, and stories of hope around homeownership.
How can you participate? If you have a story to share, email us with the subject line "31 South: Redlining Reloaded and Addressed."
If you are an artist, you can help us transform the stories that we have received into a story that we can share through art.
If you have access to space, you can allow us to bring the exhibition and share it with your community.
Where to Apply for Home Loans if You Are Latinx? Cluster Analysis of Financial Institutions:
Data Visualization Driven Conversations about Latinx Community Continue:
'31 South': Empowered Citizens Through Data Science & Art:
Read the research and our story in this section:
Artwork by Martin Calvino.
Title: “Can you really wait for a bucket full of gold to be given as a gift?.”
Medium: Mixed Media on Canvas.
Size: 4 inches by 4 inches.
Artwork by Martin Calvino.
Title: “08904.”
Medium: Mixed Media on Canvas.
Size: 4 inches by 4 inches.
Artwork by Martin Calvino.
Title: “The Data and the Gray Dot.”
Medium: Mixed Media on Canvas.
Size: 4 inches by 4 inches.
Artwork by L.G. Jusleine Daniel and Martin Calvino
Title: “Be Aware of the Dog.”
Medium: Mixed Media on Canvas.
Size: 4 inches by 4 inches
Artwork by L.G. Jusleine Daniel.
Title: "There is Power in You."
Medium: Collage on paper and acrylics.
Size: 13 inches by 10 inches.
Artwork by L.G. Jusleine Daniel.
Title: “The Source.”
Medium: Collage on paper and acrylics.
Size: 13 inches by 10 inches.
Description: The Source answers my inquiry about what helps me feel in my power and how I connect to my source.
Artwork by Martin Calvino
Title: “Equity.”
Medium: Paint on canvas.
Size:
Description:
Title: “The Whimsical and the Grotesque.”
About the Artwork:
This artwork is an artistic representation of Martin Calvino’s first research, depicting the illogical premises that maintain housing inequality. The artwork is created on a canvas using acrylics and glitter, dimensions 4 inches by 4 inches. The artists behind this creative piece are L.G. Jusleine Daniel and Infinity M.C. Daniel.
About the Research:
Owning a home is widely considered a significant indicator of success in America. However, for many people, affordability remains a major challenge, and racial and ethnic disparities in homeownership make it even harder. Equity in housing is a crucial element associated with overall wealth, not just in the United States but also in several European nations. Inequality in homeownership is a contributing factor to wealth inequality. Across many countries, homeowners are wealthier than their non-homeowner counterparts, with the ownership of the household's primary residence accounting for almost half of the total net wealth in the Euro area.
Homeownership is often considered a learned behavior that is passed down from parents to their children. This process, known as socialization, plays a significant role in determining whether or not someone will become a homeowner. Additionally, the tenure status and wealth of parents also impact their children's likelihood of owning a home. According to analysts from the Urban Institute in Washington, DC, the wealth of parents explained part of the difference in homeownership rates between white young adults and African Americans. For instance, between 1999 and 2015, young adults with parents whose wealth was $200,000 had a higher probability of owning a home themselves. However, only a small percentage of African-American parents held that level of wealth relative to white parents. Today, the median wealth of white parents is $215,000, compared to $14,400 for African-American parents and $35,000 for Latinx parents.